SIP Calculator — Mutual Fund Returns Projection
Project the future value of systematic monthly investments
How to Use SIP Calculator
Project the future value of systematic monthly investments No signup, and nothing gets uploaded for most use.
- 1
Enter the monthly amount you plan to invest (for example 10,000).
- 2
Type the expected annual return rate (for example 12%) and the investment duration in years.
- 3
See your invested amount, estimated gains, and maturity value update instantly.
- 4
Try the step-up option to see how increasing your SIP every year boosts the final corpus.
Why you might like it
- Nothing to upload — the work happens on your device.
- Free with no signup, no watermarks, and no daily limits.
- Works in any modern browser on any device — nothing to install.
- Usually done in a few seconds, so it doesn't get in your way.
Frequently Asked Questions
What is SIP and how does it grow money?▾
SIP (Systematic Investment Plan) is a disciplined way of investing a fixed amount every month. Every contribution earns compound returns, and earlier contributions compound for longer, which is what makes the final corpus far exceed the total invested.
What is a step-up SIP?▾
A step-up SIP increases your monthly investment by a fixed percentage every year (for example 10%). As your income grows, you invest more, which dramatically increases the final corpus — often far more than the extra money you put in, because the increments compound over the remaining years.
How do I read the inflation-adjusted target?▾
The target corpus is a future rupee amount. Inflation means that money will be worth less in today's terms, so the calculator discounts the target back using your inflation rate and shows whether your SIP is on track to meet it.
Is the maturity value guaranteed?▾
No. The expected annual return is an assumption based on historical market performance; actual returns fluctuate. This calculator gives a projection, not a guarantee.
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