HRA Calculator — House Rent Allowance Exemption
Calculate House Rent Allowance exemption and taxable HRA under the old tax regime
How to Use HRA Calculator
Calculate House Rent Allowance exemption and taxable HRA under the old tax regime No signup, and nothing gets uploaded for most use.
- 1
Enter your numbers in the input fields.
- 2
Choose the calculation options or frequency.
- 3
The result updates instantly as you type.
- 4
Review the breakdown, chart, or schedule, and copy the answer.
Why you might like it
- Nothing to upload — the work happens on your device.
- Free with no signup, no watermarks, and no daily limits.
- Works in any modern browser on any device — nothing to install.
- Usually done in a few seconds, so it doesn't get in your way.
Frequently Asked Questions
How is HRA exemption calculated?▾
The exempt amount is the lowest of three figures: the actual HRA you receive, the rent you pay minus 10% of your basic salary + DA, and 50% of basic salary + DA (40% for non-metro cities). Everything above that is added to your taxable income.
Do I need my landlord's PAN to claim HRA?▾
If your annual rent exceeds ₹1,00,000, you must provide your landlord's PAN (or a signed declaration if they don't have one) to claim the HRA exemption. Otherwise your employer may not allow the full deduction.
Is HRA exemption available in the new tax regime?▾
No. HRA is an exemption under the old tax regime only. In the new regime you get the standard deduction but cannot claim HRA, 80C, 80D or most other deductions. Run the numbers both ways to see which regime is cheaper for you.
What if I pay rent but don't get HRA?▾
If you don't receive HRA, you can still claim the rent paid as a deduction under section 80GG, subject to limits, provided you don't own a house in the city where you work. The calculation here focuses on salaried employees receiving HRA.
How do I rent minus to 10 %?▾
Open the HRA Calculator tool and enter your values in the input fields and read the result as you type. The result is generated instantly and ready to download — free, unlimited, and processed entirely in your browser so nothing is uploaded.
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