Salary Calculator — CTC to In-Hand Take-Home
Convert annual salary to monthly take-home pay after tax
How to Use Salary Calculator
Convert annual salary to monthly take-home pay after tax No signup, and nothing gets uploaded for most use.
- 1
Enter your monthly gross salary or CTC (cost to company).
- 2
Add any professional tax, PF contributions, or other deductions that apply.
- 3
Read your monthly and annual take-home pay after all deductions.
- 4
Review the breakdown of earnings and deductions to understand your payslip.
Why you might like it
- Nothing to upload — the work happens on your device.
- Free with no signup, no watermarks, and no daily limits.
- Works in any modern browser on any device — nothing to install.
- Usually done in a few seconds, so it doesn't get in your way.
Frequently Asked Questions
What counts as take-home pay?▾
Take-home pay is your gross monthly income minus income tax and any mandatory deductions such as pension contributions, social security or insurance premiums. It is the amount actually deposited into your account.
Why is the effective tax rate different from the quoted rate?▾
The quoted rate applies to gross monthly pay, while the effective rate measures annual tax against total annual gross including bonuses. Bonuses can push the effective rate below the headline rate.
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