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RD Calculator — Recurring Deposit Maturity

Calculate recurring deposit maturity with monthly contributions

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Features

  • Monthly deposits
  • Interest earned
  • Yearly schedule
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This tool runs on your device — your files and inputs never go anywhere.

How to Use RD Calculator

Calculate recurring deposit maturity with monthly contributions No signup, and nothing gets uploaded for most use.

  1. 1

    Enter the monthly deposit amount (for example 5,000).

  2. 2

    Type the RD interest rate and the tenure in years.

  3. 3

    Read your maturity value and the total interest earned.

  4. 4

    Compare different monthly amounts to find a deposit that fits your budget.

Why you might like it

  • Nothing to upload — the work happens on your device.
  • Free with no signup, no watermarks, and no daily limits.
  • Works in any modern browser on any device — nothing to install.
  • Usually done in a few seconds, so it doesn't get in your way.
Try RD

Frequently Asked Questions

How is a recurring deposit's maturity value calculated?▾

Each monthly deposit earns interest compounded for its remaining tenure. The annuity future value formula D × ((1 + r)ⁿ − 1) / r gives the maturity value, where D is the monthly deposit, r the monthly rate and n the number of months.

Is the RD interest rate fixed for the whole tenure?▾

Banks usually lock the quoted rate for the full tenure at account opening, though the rate itself depends on the bank and prevailing market conditions. Interest is typically compounded quarterly.