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PPF Calculator — Provident Fund Returns

Project your Public Provident Fund maturity value at the current 7.1% rate

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Features

  • Tax-free interest
  • Yearly growth chart
  • 7.1% current rate
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This tool runs on your device — your files and inputs never go anywhere.

How to Use PPF Calculator

Project your Public Provident Fund maturity value at the current 7.1% rate No signup, and nothing gets uploaded for most use.

  1. 1

    Enter your annual PPF contribution (up to 1,50,000 per financial year).

  2. 2

    Type the expected interest rate (the current PPF rate is 7.1%).

  3. 3

    Enter the investment tenure in years (PPF matures after 15 years).

  4. 4

    See your total invested, interest earned, and final maturity amount instantly.

Why you might like it

  • Nothing to upload — the work happens on your device.
  • Free with no signup, no watermarks, and no daily limits.
  • Works in any modern browser on any device — nothing to install.
  • Usually done in a few seconds, so it doesn't get in your way.
Try PPF

Frequently Asked Questions

What is the current PPF interest rate?

The Public Provident Fund rate is 7.1% per annum for Q2 FY 2026-27 (July-September 2026), compounded annually and credited each 31 March. It has been unchanged since April 2020.

How much can I deposit in PPF every year?

The minimum deposit is 500 per financial year and the maximum is 1.5 lakh. You can deposit in lump sums or instalments, but the total for the year cannot exceed 1.5 lakh, and deposits beyond that earn no interest.

Is PPF interest taxable?

No. PPF enjoys EEE (Exempt-Exempt-Exempt) status: contributions up to 1.5 lakh are deductible under section 80C in the old regime, the annual interest is tax-free, and the full maturity amount is also tax-free.

When does PPF mature and can I withdraw early?

PPF matures after 15 years and can be extended in blocks of 5 years. Partial withdrawal is allowed from the 6th year, and premature closure after 5 years is only permitted under specific conditions like a life-threatening illness, higher education or a change in residency.