FD Calculator — Fixed Deposit Maturity Value
Calculate fixed deposit maturity value and interest earned
How to Use FD Calculator
Calculate fixed deposit maturity value and interest earned No signup, and nothing gets uploaded for most use.
- 1
Enter the fixed deposit amount (for example 1,00,000).
- 2
Type the interest rate (for example 7%) and the tenure in years or months.
- 3
Choose the compounding frequency — most bank FDs compound quarterly.
- 4
Read your maturity value and total interest earned, plus a year-by-year growth table.
Why you might like it
- Nothing to upload — the work happens on your device.
- Free with no signup, no watermarks, and no daily limits.
- Works in any modern browser on any device — nothing to install.
- Usually done in a few seconds, so it doesn't get in your way.
Frequently Asked Questions
Does compounding frequency really matter?▾
Yes, but only slightly. More frequent compounding means interest is calculated on accumulated interest more often. Monthly compounding yields a marginally higher maturity than annual compounding at the same nominal rate.
What is the effective annual yield?▾
It is the actual yearly return once compounding is factored in. Because interest itself earns interest, the effective yield is always at or above the quoted nominal rate.
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