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TDS Calculator: Inputs, Options, and How to Read the Results

A practical reference for the TDS Calculator — the inputs it accepts, the regime options, and how to read the monthly deduction schedule.

Published August 28, 20264 min read
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Inputs and options

The TDS Calculator is an input-based calculator — you type values directly in your browser. Nothing is uploaded.

Inputs

InputWhat to enter
Annual gross salaryYour total taxable salary for FY 2026-27, including all components
Standard deductionThe flat deduction available under the old regime
80C & 80DInvestments and health insurance premiums eligible for deduction
HRA exemptionThe house rent allowance exemption you claim

Options

  • Regime view — the tool always computes tax under both the new and old regimes
  • Monthly TDS schedule — breaks the annual tax into a month-by-month deduction plan
  • Deduction entry — add 80C, 80D, HRA, and other applicable exemptions

Getting the best results

  • Enter annual gross salary, not take-home, so the TDS reflects your true taxable income
  • Under the old regime, claim every deduction you are eligible for — 80C, 80D, HRA, and the standard deduction
  • Compare both monthly schedules: the new regime's lower rates may beat the old regime even without deductions

Verdict

The TDS Calculator takes your salary and deductions and returns a clear FY 2026-27 tax figure with a monthly TDS schedule under both regimes.

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Frequently asked questions

What inputs does the TDS Calculator need?

Your annual gross salary and the deductions you can claim, such as 80C, 80D, HRA, and the standard deduction.

Does it show monthly deductions?

Yes. The tool divides your annual tax into a month-by-month TDS schedule.

Which regime should I compare?

The tool shows both the new and old regimes, so you can compare the monthly deduction and pick the lower one.

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