TDS Calculator: frequently asked questions
Straight answers to the questions people ask most about the TDS Calculator.
What is salary TDS?
Tax Deducted at Source is the income tax your employer deducts from your salary every month and remits to the government on your behalf. The calculator computes this figure for FY 2026-27.
Does the calculator cover both the new and old regimes?
Yes. It computes your salary TDS under both the new and old regimes for FY 2026-27, so you can compare the monthly deduction and choose the cheaper option.
What is the monthly TDS schedule?
The tool divides your annual tax into a month-by-month deduction plan, showing how much is withheld from each month's salary.
Which deductions does it consider?
Common salary deductions such as Section 80C investments, 80D health insurance, HRA exemption, and the standard deduction are factored in under the old regime.
Is TDS the same as my total tax?
TDS is the tax withheld from your salary. Your final liability is computed at the time of filing, and any difference between TDS and your actual tax is settled in the return.
Verdict
If you were unsure about the TDS Calculator, now you know: it computes FY 2026-27 salary TDS under both regimes with a monthly schedule and the common deductions. Start at TDS Calculator.