How to use the TDS Calculator in a few steps
The TDS Calculator is designed so a typical estimate takes under a minute. Follow these steps.
Step 1: Enter your annual salary
Type your gross annual salary, including all taxable components, into the tool. This is the starting point for computing salary TDS.
Step 2: Add your deductions
Enter the deductions you can claim — 80C investments, 80D health insurance, your HRA exemption, and the standard deduction. These reduce your taxable salary under the old regime.
Step 3: Read the monthly TDS schedule
The result shows your FY 2026-27 tax under both the new and old regimes and a month-by-month TDS schedule. You can instantly see which regime gives the lower monthly deduction.
The numbers update live as you change your salary or deductions, so you can test different scenarios in seconds.
Understanding the deduction schedule
- The new regime offers lower slab rates but blocks most deductions
- The old regime lets you claim 80C, 80D, and HRA at higher slab rates
- The monthly TDS schedule divides your annual tax evenly across the months
What you need to get started
Only your gross salary and your eligible deductions. Everything runs in your browser — nothing to install and no account to create.
Verdict
With the TDS Calculator you can compare both regimes and see your exact FY 2026-27 monthly TDS in under a minute.