How to use the HRA Calculator in a few steps
The HRA Calculator is designed so a typical calculation takes under a minute. Follow these steps.
Step 1: Enter your basic salary and HRA
Type your basic salary plus D.A. and the HRA component you receive from your employer each month. These are the two inputs that drive the exemption.
Step 2: Enter your rent and city
Add the monthly rent you pay and choose whether your city is metro or non-metro. This determines whether the 50% or 40% cap applies.
Step 3: Read your exemption
The result shows the HRA exemption — the least of actual HRA, rent minus 10% of basic, and the city cap — and the taxable HRA that is added back to your salary.
The results update live as you change any input, so you can test a higher rent or a different city in seconds.
Understanding the exemption
- The exemption is the least of three amounts, never more
- Metro cities (Delhi, Mumbai, Kolkata, Chennai) use the 50% cap; others use 40%
- The taxable HRA is what remains in your salary for tax computation
What you need to get started
Only your basic plus D.A., the HRA you receive, your monthly rent, and your city type. Everything runs in your browser — nothing to install and no account to create.
Verdict
With the HRA Calculator you can find your exact HRA exemption under the old regime in seconds — free and private.