Inputs and options
The PPF Calculator is an input-based calculator — you type values directly in your browser. Nothing is uploaded.
Inputs
| Input | What to enter |
|---|---|
| Annual contribution | The amount you deposit each year (500 to 1.5 lakh) |
| Tenure | The number of years, typically the 15-year PPF lock-in |
Options
- Annual or monthly entry — enter your contribution per year or as a monthly equivalent
- Rate — the tool uses the current government PPF rate of 7.1% per annum
- Yearly growth chart — shows the balance and tax-free interest at the end of every year
- EEE tax treatment — the projection assumes the exempt-exempt-exempt tax status of PPF
Getting the best results
- Use your actual annual contribution up to the 1.5 lakh Section 80C limit for a realistic projection
- Model a full 15-year term to see the complete PPF lock-in picture
- Compare raising your annual deposit to the 1.5 lakh cap to see how much more tax-free interest it earns
Verdict
The PPF Calculator takes your annual contribution and tenure and returns a clear, tax-free maturity value at the current 7.1% rate, with a yearly growth chart.