PPF Calculator: frequently asked questions
Straight answers to the questions people ask most about the PPF Calculator.
Is the PPF Calculator really free?
Yes. There is no paywall, no trial, no watermark, and no usage cap. Open PPF Calculator and use it as often as you like.
Does the tool upload my financial details?
No. Everything runs locally in your browser. Your contribution and tenure inputs never leave your device, so nothing is leaked or stored.
What interest rate does the calculator use?
The current government-determined PPF rate of 7.1% per annum. If the government revises the rate, you can update it in the tool for a fresh projection.
Is PPF interest really tax-free?
Yes. PPF enjoys EEE treatment — exempt at investment, exempt on interest earned, and exempt at maturity. Contributions up to 1.5 lakh per year are also deductible under Section 80C.
Does it work on my phone?
Yes. The tool adapts to any screen, so it works on phones, tablets, laptops, and desktops.
Verdict
If you were unsure about the PPF Calculator, now you know: free, private, uses the current 7.1% rate, reflects tax-free returns, and works on any device. Start at PPF Calculator.