How to use the PPF Calculator in a few steps
The PPF Calculator is designed so a typical projection takes under a minute. Follow these steps.
Step 1: Enter your annual contribution
Type the amount you deposit each year. You can contribute from 500 up to 1.5 lakh per year, and the amount qualifies for deduction under Section 80C.
Step 2: Set the tenure
Choose the number of years, typically the standard 15-year PPF lock-in. The tool compounds interest annually at the current 7.1% per annum rate.
Step 3: Read the maturity value and chart
The result shows your total contributions, the total tax-free interest earned, and the final maturity value. The yearly growth chart tracks the balance at the end of each year so you can see the accumulation over the full term.
The projection updates the moment you change the amount or tenure, so you can compare contribution levels in seconds.
Understanding the result
- The interest is tax-free because PPF enjoys EEE (exempt-exempt-exempt) treatment
- The 7.1% rate reflects the current government-determined PPF rate
- After maturity, you can extend the account in blocks of five years
What you need to get started
Only a modern browser (Chrome, Firefox, Safari, or Edge). There is nothing to install and no account to create.
Verdict
With the PPF Calculator you can project your tax-free PPF corpus at the current 7.1% rate in under a minute.