Inputs and options
The EPF Calculator is an input-based calculator — you type values directly in your browser. Nothing is uploaded.
Inputs
| Input | What to enter |
|---|---|
| Monthly basic + D.A. | Your monthly basic salary plus Dearness Allowance used for the 12% contribution |
| EPF interest rate | The rate used to project growth, defaulting to the current 8.25% per annum |
| Tenure | The number of years you plan to contribute to EPF |
Options
- 12%+12% split — applied automatically, splitting your 12% and the employer's 12% of basic plus D.A.
- Employer vs employee view — shows contribution amounts separately for each side
- Interest compounding — 8.25% interest compounded monthly on the running balance
Getting the best results
- Use your basic salary plus D.A., not your total CTC or take-home, because EPF contribution is calculated only on basic plus D.A.
- Keep the 8.25% rate as-is for the current projection; adjust it only if you want a stress test
- Compare a few tenures — the yearly view makes it obvious how compounding boosts the later years
Verdict
The EPF Calculator takes your basic salary, interest rate, and tenure, then returns a clear corpus projection with the 12%+12% split and interest shown separately.