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Retirement 401k Calculator

Project your 401k balance and retirement savings growth

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Features

  • Contributions & match
  • Growth projection
  • Retirement target
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This tool runs on your device — your files and inputs never go anywhere.

How to Use Retirement 401k Calculator

Project your 401k balance and retirement savings growth No signup, and nothing gets uploaded for most use.

  1. 1

    Enter your numbers in the input fields.

  2. 2

    Choose the calculation options or frequency.

  3. 3

    The result updates instantly as you type.

  4. 4

    Review the breakdown, chart, or schedule, and copy the answer.

Why you might like it

  • Nothing to upload — the work happens on your device.
  • Free with no signup, no watermarks, and no daily limits.
  • Works in any modern browser on any device — nothing to install.
  • Usually done in a few seconds, so it doesn't get in your way.
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Frequently Asked Questions

What is the difference between a 401(k) and a Roth IRA?

A 401(k) is an employer retirement plan funded with pre-tax dollars (taxed at withdrawal). A Roth IRA is funded with after-tax dollars and grows tax-free. Both offer compound growth.

Why should I get the full employer match?

The employer match is free money on top of your contribution. Not contributing enough to capture the full match is leaving part of your compensation behind.