Inputs and options
The SIP Calculator is an input-based calculator — you type values directly in your browser. Nothing is uploaded.
Inputs
| Input | What to enter |
|---|---|
| Monthly investment | The fixed amount you invest every month |
| Time horizon | The number of years you plan to continue the SIP |
| Expected annual return | The assumed yearly return (around 12% for equity mutual funds) |
Options
- Return assumption — adjust the annual return to run conservative or optimistic scenarios
- Growth chart — a yearly view that shows the corpus at the end of each year
- Invested vs gains split — separates the principal you put in from the returns it earned
- Target mode — enter a goal corpus to find the monthly SIP required
Getting the best results
- Use a conservative return (8-10%) for a lower-bound estimate and around 12% for an equity planning figure
- Review the invested vs gains split to see how much of the corpus comes from compounding
- Test longer horizons — the yearly chart makes it obvious how the later years grow fastest
Verdict
The SIP Calculator takes your monthly amount, horizon, and assumed return, then returns a clear future corpus with an invested vs gains split and a yearly growth chart.