SIP Calculator: frequently asked questions
Straight answers to the questions people ask most about the SIP Calculator.
Is the SIP Calculator really free?
Yes. There is no paywall, no trial, no watermark, and no usage cap. Open SIP Calculator and use it as often as you like.
Does the tool upload my financial details?
No. Everything runs locally in your browser. Your investment inputs never leave your device, so nothing is leaked or stored.
What rate of return should I use?
Around 12% per year is a common planning assumption for equity mutual fund SIPs. Use a conservative 8-10% for a lower projection.
Can I plan for a specific financial target?
Yes. Enter the goal amount and the tool tells you the monthly SIP needed at your chosen return and time horizon.
Does it work on my phone?
Yes. The tool adapts to any screen, so it works on phones, tablets, laptops, and desktops.
Verdict
If you were unsure about the SIP Calculator, now you know: free, private, shows invested vs gains on a yearly chart, supports target planning, and works on any device. Start at SIP Calculator.