How to use the SIP Calculator in a few steps
The SIP Calculator is designed so a typical projection takes under a minute. Follow these steps.
Step 1: Enter your monthly investment
Type the amount you plan to invest each month into the mutual fund SIP. This is the fixed sum invested on a schedule.
Step 2: Set the time horizon and expected return
Enter the number of years you plan to invest and the expected annual return. Many planners assume around 12% for equity mutual funds.
Step 3: Read the projection and chart
The result shows the total invested, the gains earned, and the final corpus. The yearly growth chart displays the value at the end of each year so you can see compounding build momentum.
The projection updates live as you change any input, so you can compare longer horizons or higher contributions in seconds.
Planning toward a target
- Enter a goal amount to see the monthly SIP required to reach it
- Compare a longer horizon against a higher monthly amount to hit the same goal
- Review the invested vs gains split to understand how compounding does the heavy lifting
What you need to get started
Only a modern browser (Chrome, Firefox, Safari, or Edge). There is nothing to install and no account to create.
Verdict
With the SIP Calculator you can project a monthly investment into a realistic corpus and plan for a specific target — free and private.